SumUp today launched Tap to Pay on iPhone in the UK , empowering millions of SumUp merchants, from small businesses to large retailers, to use their iPhone to seamlessly and securely accept Apple Pay, contactless credit and debit cards, and other digital wallets using only their iPhone and the SumUp iOS app.
SumUp merchants in teh UK can now seamlessly and securely accept all forms of contactless payments, including Apple Pay, contactless credit and debit cards and other digital wallets, using only an iPhone and the free SumUp iOS app, with no additional hardware needed.
Giovanni Barbieri, SumUp Senior Strategic Growth Manager, said:
“SumUp is pleased to announce the availability of Tap to Pay on iPhone. Our mission is to make business simple for our merchants and this roll-out is an extension of our existing work supporting SMEs and merchants of all sizes to get paid. Importantly, Tap to Pay on iPhone is easy, secure and private; protecting both sides of the transaction.
I am especially pleased with the exceptional functionality of the product and the fact it lowers barriers to entry, with the potential to fuel entrepreneurship.”
With Tap to Pay on iPhone, merchants can unlock contactless payment acceptance through a supporting iOS app on an iPhone Xs or later device running the latest iOS version.
At checkout, the merchant will simply prompt the customer to hold their iPhone or Apple Watch to pay with Apple Pay, their contactless credit or debit card, or other digital wallet near the merchant’s iPhone, and the payment will be securely completed using NFC technology.
Apple Tap To Pay on iPhone
Tap to Pay on iPhone complements and enhances the robust suite of payment and commerce tools that payment platforms and app developers provide to their merchant customers to help them run and grow their businesses.
Tap to Pay on iPhone will work with contactless credit and debit cards from leading payment networks, including American Express, Mastercard, and Visa.
The in-person payments landscape continues to evolve, driven by buyer preferences for contactless payments and encouraged by an industry-wide migration towards more secure payments enabled by NFC technology.
With Tap to Pay on iPhone, sellers gain more flexibility to unlock new commerce experiences and help ensure they never miss a sale, whether that involves empowering staff to line bust in retail environments for faster checkouts, or equipping professional services workers to take contactless payments on the go.
Customers get the convenience of using contactless credit or debit cards, as well as digital wallets such as Apple Pay, to make seamless and secure purchases wherever they shop.
Apple has included a range of privacy and security features into the system. Transactions are encrypted and processed using the iPhone’s Secure Element, meaning that Apple is not able to track who has purchased something or what they have bought.
The system also uses a standardised payment screen, which means that users will be able to check they are being charged the right fee and that it is a legitimate transaction.