Tap to Pay on IPhone

Tap to Pay on iPhone comes to France

Businesses in France can now accept in-person and contactless payments via Tap to Pay on iPhone.

Apple has launched Tap to Pay on iPhone in France, empowering millions of merchants, from small businesses to large retailers, to use their iPhone to seamlessly and securely accept Apple Pay, contactless credit and debit cards, and other digital wallets using only their iPhone and a partner-enabled iOS app.

The Tap to Pay service on iPhone is available to payment platforms and app developers in France, who can integrate it into their iOS apps and offer it as a payment acceptance option to their business customers.

The BPCE Group (Banques Populaires, Caisses d’Epargne and Payplug) and the companies Adyen, myPOS, Revolut, SumUp, Viva Wallet and Worldline now offer Tap to Pay on iPhone to their French professional customers, and they will soon be joined by BNP Paribas , Crédit Coopératif, Market Pay, Stancer and Stripe.

From today, Tap to Pay on iPhone is available in all Apple Stores in France, and being deployed in numerous points of sale, notably those of the Christian Dior Couture brands, belonging to the LVMH group, Dyson, Rituals and Sézane.

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L’Addition has integrated Tap to Pay on iPhone into its POS system used by thousands of restaurants in France. Sephora, which also belongs to the LVMH group, will deploy Tap to Pay on iPhone in the coming weeks in its stores in France.

“We are very excited to offer Tap to Pay on iPhone to merchants across France, so that they have a simple, secure and confidential way to accept contactless payments while benefiting from the power, security and usability of iPhone,” said Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet.

“With over 90% of bank cards in France equipped with contactless technology, and the growing adoption of contactless payments, merchants will be able to accept payments from their customers with a simple tap on their iPhone.”

With Tap to Pay on iPhone, merchants can unlock contactless payment acceptance through a supporting iOS app on an iPhone Xs or later device running the latest iOS version.

At checkout, the merchant will simply prompt the customer to hold their iPhone or Apple Watch to pay with Apple Pay, their contactless credit or debit card, or other digital wallet near the merchant’s iPhone, and the payment will be securely completed using NFC technology.

Apple Tap To Pay on iPhone

Tap to Pay on iPhone complements and enhances the robust suite of payment and commerce tools that payment platforms and app developers provide to their merchant customers to help them run and grow their businesses.

Tap to Pay on iPhone will work with contactless credit and debit cards from leading payment networks, including American Express, Mastercard, and Visa. 

The in-person payments landscape continues to evolve, driven by buyer preferences for contactless payments and encouraged by an industry-wide migration towards more secure payments enabled by NFC technology.

With Tap to Pay on iPhone, sellers gain more flexibility to unlock new commerce experiences and help ensure they never miss a sale, whether that involves empowering staff to line bust in retail environments for faster checkouts, or equipping professional services workers to take contactless payments on the go.

Customers get the convenience of using contactless credit or debit cards, as well as digital wallets such as Apple Pay, to make seamless and secure purchases wherever they shop.

Apple has included a range of privacy and security features into the system. Transactions are encrypted and processed using the iPhone’s Secure Element, meaning that Apple is not able to track who has purchased something or what they have bought.

The system also uses a standardised payment screen, which means that users will be able to check they are being charged the right fee and that it is a legitimate transaction.